> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://biasinvestors.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Creditor

Any person who has lent money, goods, or services. The claim of the creditor may be secured by collateral or unsecured, in which case the lender is known as a general creditor. See also: Secured Bond; Debenture.